A Turn Key Benefits and Discount Plan

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Members, their spouses and their eligible dependents have access to a panel of independent professional law firms that will provide them with free and discounted services including:

• Initial phone consultation for each new legal matter (no time limit)
• Initial face-to-face consultation for each new legal matter (no time limit)
• Review of independent legal documents (6 page maximum per document per new legal matter, no limit to the number of new independent documents)
• Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free***
• Plan attorneys will help members represent themselves in small claims court
• Assistance in solving problems with government programs, such as INS and Welfare
• When deemed appropriate by your plan attorney, he or she will write letters on your behalf (one letter per legal matter, with no limit on the number of new legal matters)
• When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf (one phone call per legal matter, with no limit on the number of new legal matters

• Members are also guaranteed low hourly rates, discounted contingency fee percentages and low fixed fees.

In today's litigious business climate, most small business owners will find themselves requiring the services of an attorney on a regular basis. When drawing up a buy-sell agreement, reviewing a lease or collecting funds, it is imperative that a business owner seek the advice of a licensed professional.

Most business owners try to avoid the high cost of legal care by utilizing the self-help approach. This leads to costly mistakes that can be financially devastating down the road. Small Business Legal Plan members have access to a nationwide network of pre-qualified attorneys who are contracted to provide free and discounted legal care. Members can save thousands of dollars each year and avoid the pitfalls of self-help legal care.

• Unlimited initial phone consultation for each new legal matter
• Attorney review of 5 independent documents each quarter (10 page maximum each)
• When appropriate, plan attorneys will make an initial phone call on behalf of business (2 per month)
• When appropriate, plan attorneys will write an initial letter on behalf of the business (3 per month for new subjects)
• Initial collection letters (10 per quarter)
• One initial face to face consultation for each new legal matter (30 minutes maximum)
• Become the registered agent for the business in the state in which it was incorporated
• In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the free legal services.

Plan attorneys will provide extended legal care at the reduced hourly rate of $125.00 or 40% off attorney’s usual and customary hourly rate, whichever is greater. In most cases, attorneys can accurately estimate the hours for any given case.

Attorneys often work on a contingency fee basis on cases such as personal injury and collections. This fee is usually expressed as a percentage of the amount collected or awarded. In collection matters, attorneys will accept 18% if the case is settled before formal court proceedings begin. After proceedings begin, the fee is 27%. On all other contingency matters, there is a 10% discount on the lower of either the state maximum or the attorney's standard rate.

In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. For instance; 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to you.

*Court costs, filing fees and time charged for travel to and from any courts are additional.

Tax laws are becoming increasingly complicated and you have important questions about changes in government regulations, capital gains, credits. and deductions. Where can you turn? Rates for professional advice can be prohibitive, and talking to the IRS can be frustrating. To avoid making costly errors, you need answers you can trust.

Turn to Complete Benefits Plan for the comprehensive business and personal tax benefits you and your small business need. Save yourself the time and aggravation. We offer free tax return preparation and unlimited, toll-free tax-related advice. Our small business owners can access the most commonly used tax-related services free of charge or at a significantly discounted rate. Plus, we’re so confident in the quality of our counsel, that all tax and financial advice is backed by a $1 million liability policy!

All tax and financial assistance is provided by tax attorneys, financial analysts and tax professionals. This team of professionals is ready to answer your tax questions in a confidential and secure environment.

• Unlimited advice on federal taxation via toll-free phone call/fax/email.
• Free tax return preparation for basic tax forms 1040EZ, 1040A and 1040. In the event the member has more than a basic return and tax schedules are required, the fee for tax preparation shall be: $50.00 for each federal return, $50.00 for each state return, if applicable, and $50.00 for each local return, if applicable. This price for tax preparation is limited to returns that include Form 1040, Schedule A, Schedule B with 15 or fewer entries, Schedule D with 15 or fewer entries. Any return with additional Schedules, or that have more than 15 entries in Schedules B or D, shall be prepared and billed at a rate of $60.00 per hour.
• Savings on the preparation of numerous tax schedules.
• Advice re an IRS audit.
• Advice re an IRS notification.
• Tax planning.
• Review of prior year's tax return.

With today's tax software programs, users need more than just help screens. The Tax Hotline steps in with tax advice tailored specifically to an individual's unique situation. Live, one-on-one, direct answers to members' tax questions right over the phone. When pop-up screens just aren't popping up with the right answer, Tax Hotline experts are a phone call away with reliable advice.

Let Complete Benefits Plan review your prior year's tax return for free. This review can reveal costly errors and generate a source of extra tax savings!

• Should I open a Roth IRA?
• How does capital gains tax work?
• Is the money I inherited taxable?
• Which tax form should I file?
• Is my Social Security or retirement taxable?
• Do I get a tax break for childcare expenses?
• Should I itemize deductions?
• Which deductions can I take if I have a home-based business?

• Individual retirement accounts, Roth IRAs, 401k plans, SEPs
• Healthcare spending accounts
• Investment timing and strategies
• Capital gains
• Real estate timing and strategies
• Divorce
• Inheritance
• Retirement planning

*Complete Benefits Plan is pleased to have your tax questions answered and your tax forms completed based upon the information you provide. Inadequate or incorrect information provided by the member to the tax professionals may lead to an incorrect answer for which the plan administrator and Complete Benefits Plan cannot be held responsible. The plan administrator makes every effort to keep its tax professionals abreast of changes in tax law but is not responsible for inconsistent interpretations of the tax code by the IRS and/or tax courts regarding specific matters. All benefits are available to the individual enrolled and his/her dependents as defined by the most current IRS code. The plan administrator, not Complete Benefits Plan, assumes all liability and responsibility for the provision of, or failure to provide the stated products, services and benefits. Complete Benefits Plan's liability is limited to the amount of actual membership fees paid by a member for access to the tax program.

As a member of Complete Benefits Plan, you are entitled to all services described immediately upon receipt of your membership card and/or membership materials.

As a member of Complete Benefits Plan, all expenses covered under the Roadside Protect Program are limited to One Hundred Dollars ($100.00) for any single claim, with a limit of 3 claims per membership year. Any additional expenses beyond this limit will be your responsibility to pay to the Roadside Contractor. Services include the following:

• Towing – When your vehicle is disabled due to mechanical breakdown, the Roadside Assistance Administrator will arrange for a Roadside Contractor to tow it to the nearest service facility.
• Flat Tire Assistance – A flat tire will be changed with your spare tire. If, for any reason, the spare is not usable, the lug nuts cannot be removed or the vehicle has two flat tires with one usable spare, towing will be provided in accordance with the towing provisions.
• Fuel Delivery Service – An emergency supply of fuel of up to three (3) gallons will be delivered if your covered vehicle runs out of fuel. You will be responsible for the cost of fuel.
• Lock Out Service – If your keys are locked in the vehicle, assistance will be provided to gain entry into the vehicle. In the event the keys are lost and a replacement key is required, you will be responsible for the total cost of a new key.
• Jump Start – Jump start service will be provided to start your vehicle.
• Winching/Extraction – If your vehicle is stuck in a ditch, mud or snow, but it is accessible from a normally traveled roadway, service will be given to either tow or winch the vehicle.

Eligible vehicles include all self-propelled vehicles with a gross vehicle weight up to 10,000 lbs. Vehicles must be designed, licensed and used for private, on-road transportation.

Complete Benefits Plan provides emergency roadside assistance nationwide through independent contractors for the convenience of its members. If you need emergency roadside assistance anywhere in the continental U.S., Alaska, Hawaii, Puerto Rico or Canada, simply call the toll-free customer service number listed within your membership materials. This number can be reached 24 hours a day, 7 days a week. We will dispatch a service truck to you while you are on the phone with one of our customer service representatives.

This emergency road and tow benefit applies to any non-commercial vehicle you are driving at the time of disablement. Any car owned, leased or borrowed by you, your spouse or associate member will be covered.

This service may not be used as a substitute for regular maintenance necessary to keep a vehicle in good condition. Excessive claims may result in non-renewal or cancellation of your membership benefits (see terms and conditions).

Taking care of your vehicle is important, but keeping your vehicle running as it should is not always convenient. Who can you trust for maintenance and repairs? Where should you go when you need new tires?

Introducing the Partners Plus Auto Care Savings Plan – discounts designed to help save you money on maintenance, repairs and tires for your vehicle.

The Partners Plus Auto Care Savings Plan offers great savings on nearly everything your vehicle needs – from tires and tire service, to routine maintenance such as oil changes and check-ups, to vehicle repairs like brakes. With over 2,300 participating Firestone Complete Auto Care, TiresPlus, ExpertTire and Wheel Works locations, we provide the brands you trust at locations nationwide.

• Save 15% off your maintenance and repairs*
• Tires
• Store cost plus 10 % on any Bridgestone or Firestone tire purchase
• Save 15% off computerized wheel balance*
• Save 15% off valve stems*

*15% savings off the regular retail price. Tires and service savings cannot be combined with advertised, internet or promotional specials.

Please note that the Partners Plus Auto Care Savings Plan may not be combined with other coupons or special offers. In the event that the store’s regular sale price is better than the Partners Plus Auto Care Savings Plan discount.

My Auto Expert™ is a mechanic hotline that connects you with ASE Certified Automotive Technicians. Our expert, unbiased, and independent technicians offer general and emergency advice on-demand. My Auto Expert™ ASE Certified Automotive Technicians utilize automotive expertise as well as industry leading tools to assist you with questions related to your vehicle or a vehicle you are driving, including rental cars.  My Auto Expert™ provides:

• Shop Locator Service
• Second Opinion
• Repair Cost Estimator
• Mechanical Diagnosis
• Technical Assistance

My Auto Expert™ Technicians can validate the diagnosis and recommended repairs, ensure charges are at fair market price, help to identify potential issues afflicting the automobile, and they are able to direct you to the nearest affiliate of their nationwide network, providing a minimum 24-Month/24,000-Mile Nationwide Parts & Labor Warranty on qualifying repairs or services.

You have 500,000 opportunities to use this membership at restaurants around the country including fast food, casual dining, local and national chains, pizza restaurants, pubs, fine dining and more. A Bonus of shopping discounts at both local and national chain stores can save you money everything you use your membership.

Protect your personal information from the ever-growing threats of identity theft. Billions of records with personal information are exposed every year - information like your Social Security number, passwords, account numbers, name, and more.

It takes less than five minutes for a criminal to open a new account in your name with basic information.

You’re protected

With advanced monitoring, expert help, and comprehensive identity theft insurance, we protect your identity from all threats. Your plan includes:

• Dark Web Monitoring: Real-time alerts for suspicious activity.
• $1 Million Identity Theft Insurance: Reimbursement for legal fees, lost wages, and more.*
• Award-Winning Restoration Experts: Our specialists will work tirelessly to restore your good name in case of identity theft.
• Change of Address Alerts: Track changes fraudulently made to your address.
• Checking Account Monitoring: Protect your finances from unauthorized activity.
• Wallet Replacement: Get help replacing your lost or stolen wallet.
• Expert Dispute Support: Get help fighting inaccuracies on your credit report with all three major credit bureaus.
• Financial Coaching: Get expert guidance on debt and budget management.
• Opt-Out IQ: Keep solicitations away by using the "Do-Not-Mail" and "Do-Not-Call" lists.
• Educational Resources: Learn best practices with articles in our IQ Center.
• Discounted Reports & Scores: Save money on additional credit reports and scores.

Don't be a victim of identity theft. IdentityIQ is here to protect you.

 Rx Valet for Pets is the easiest way to save money on your pet medication! Our site is simple and easy to use plus you decide how you want to purchase the medication. If a pet medication is available at a local pharmacy at a fair price, we will display the price, you pay for it and then pick it up at your local pharmacy with your validated voucher. If a drug is not available locally, we can mail the medication to you! Shipping is always free! You choose how you want to purchase and save! 

Experience more of the world and spend less on every part of your trip with access to discounts not available on other sites. Save on hotel, car rentals, flights, and activities anywhere in the world. Plus, as a member you can save up to 60% on major theme park tickets! Travel & entertainment is our expertise, and our mission is to deliver low prices and unbeatable value so that you can enjoy your favorite destinations & theme parks any time you'd like.

Travel savings that our members enjoy:

• Unlimited access to over 850,000 hotels and resorts in 200+ countries and territories with a price comparison tool.
• Deals on domestic and international flights from 300+ major airlines.
• 30,000+ rental car locations worldwide with price transparency so there are no hidden fees.
• Travel concierge customer service team available 24/7/365.
• Over 16k activities that include museums, tours, concerts and more.
• Ski Packages, rentals and resorts.

Get access to exclusive discounts on Sporting Event, Concerts, Conventions, Local Attractions and More, plus discounts to attractions in major cities located across the US, you can now visit your favorite destinations for less. Discounts are offered for aquariums, bowling alleys, miniature golf courses, festivals, theme parks, museums, zoos and so much more! 

 Family fun awaits and exclusive member deals are yours on select theme park tickets. Enjoy exciting attractions and thrilling rides while saving on discounted tickets to Walt Disney World®, Sea World®, Six Flags® Parks, and many others!

Discover great parks and get the most out of your membership when you purchase online via our links. Special rates are available on single-day and multiple-day tickets.

Savings up to 60% off admission prices can guarantee your ticket to family fun! Discounts vary by park and time of year. Special events may be excluded or discounted at a different rate. 

 Lights, camera, action! Get the most out of your membership with savings on movie tickets to your favorite local cinema. Don’t let the horror of high-ticket prices drive you away. Keep the drama to a minimum when you use your membership to save up to 40% on tickets to AMC Theatres®, Cinemark™, Regal, Showcase Cinemas, and more.

Whether it’s a fun night with your friends or date night with your partner, comedy and romance abound, and action & adventure awaits. And with easy-to-use links, you can purchase online today and see a great movie tomorrow. It’s no mystery, just select “Buy Tickets” to get your e-tickets and enjoy the show!

E-Tickets are valid for all participating named theatres, unless otherwise noted. Excludes first run and special event movies. Admission prices at the box office vary by theatre.